Buying
Deposit savings goal
Most first-home conversations stall on a number nobody has worked out. This turns a target price into a date, and shows what changing the monthly amount does to it.
Your numbers
750,000
Twenty per cent avoids lender’s mortgage insurance with most lenders.
40,000
2,000
Result
Time to the full amount
4 years 11 months
- Deposit target
- $150,000
- Stamp duty, general rate
- $27,937
- Allowance for conveyancing and searches
- $3,000
- Total to save
- $180,937
- Still to go
- $140,937
- Loan you would then need
- $600,000
What this does not tell you · It does not model a first-home concession, a grant, a guarantor, or a gift — all of which change the answer substantially.
Put this on your own site
This calculator ships as part of a Finance OS build, on your brand and your booking link, so an enquiry that starts with a number ends in your calendar rather than on a bank’s website.