Disclaimer

Last updated 17 August 2026

This disclaimer sets out the limits of what you should take from anything published here. It should be read with our Terms of Use and our Disclosure and Editorial Policy.

Who we are

This website is operated by Tumai Meroiti (ABN 75 527 278 804) trading as Finance OS ("we", "us", "our"). You can contact us at hello@financeos.au or at 259 Normanby Road, South Melbourne, Victoria 3205.

General

The information on this site is provided in good faith for general information purposes. We take reasonable care to make it accurate, but we do not warrant that it is complete, current or free from error. You rely on it at your own risk.

We do not give financial advice

We review software. We do not provide financial product advice or credit assistance.

Nothing on this site is a recommendation about any loan, lender, credit product, insurance or financial product, and nothing here takes account of your objectives, financial situation or needs. We are not licensed to provide financial product advice or credit assistance and we do not hold ourselves out as being.

If you need advice about a financial product, speak to someone licensed to give it.

Our reviews are opinions, formed on a date

Our verdicts, scores and rankings are opinions formed by testing software against the criteria we publish, on the date shown on each review.

Software changes. Pricing changes. Features are added and removed. A verdict is accurate as at its test date and no later — which is why we publish the date on every one.

What suits one brokerage does not suit another. Our reviews are a starting point for your own assessment, not a substitute for it. You remain responsible for deciding whether any product suits your business, and for your own licensing, compliance, privacy and record-keeping obligations.

Our own product

We build and sell Finance OS, and we review the category it competes in.

Finance OS is scored against the same published criteria as every other product we test, by a named reviewer, with a visible test date. Every page ranking a category it competes in carries a disclosure above the fold.

Where our product pages and our published rankings differ, the rankings are the tested position.

Product-page positioning is our own view of our product. Our rankings are our independent assessment, and they are the ones formed by the method we publish. Our full position on this is in our Disclosure and Editorial Policy.

Commercial relationships

We have a commercial relationship with GoHighLevel: we hold an agency account with them, and Finance OS is built on their platform. GoHighLevel also appears in our reviewed catalogue.

That relationship is disclosed wherever it is relevant. It does not affect how any product is scored. Our full position is in our Affiliate and Commercial Relationships Disclosure.

Results and earnings

We do not promise or guarantee any result.

Nothing on this site is a representation that you will win more clients, save a particular amount of time, increase revenue, or achieve any other outcome. Outcomes depend on your business, your market, your effort and factors outside our control.

Where we describe what software can do, we describe its capability — not a result you will get from it.

Testimonials

We do not currently publish testimonials, client counts or performance metrics, because we do not yet have results we can evidence. When we do, they will be genuine, attributable, and marked if the person providing them received anything in return.

External links

We link to third-party sites, including the vendors whose products we review. We do not control those sites and are not responsible for their content, products, pricing or terms. A link is not an endorsement beyond what our review actually says.

Your rights under the Australian Consumer Law

Nothing in this disclaimer excludes, restricts or modifies any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by the Australian Consumer Law which cannot lawfully be excluded, restricted or modified.

Contact

hello@financeos.au