Your assets
20 calculators, in your brand
The questions a client works through before they call you. Every one below runs right here — change a number and watch it recalculate. Put your colour and logo on them and they are yours.
See one in your own colours
Pick a calculator, set your brand colour, add your logo. The preview is the real tool doing real maths, not a picture of one. Nothing you put in here is uploaded or stored.
Make it yours
Change these and the calculator beside them changes with you.
Stays in this browser tab. It is not uploaded anywhere and nothing is stored.
Derived palette
- Fills and buttons
- Text, darkened where it has to be to stay readable
Your numbers
600,000
Result
Repayment, monthly
$3,694.30
- Total repaid over the term
- $1,329,949
- Total interest
- $729,949
- Term
- 30 years
122% of the amount borrowed
- Principal$600,000
- Interest$729,949
Over this term the interest is larger than the amount borrowed. Shortening the term is usually cheaper than chasing a slightly lower rate.
What this does not tell you · It does not tell you whether a lender will approve the loan, or what rate you would actually be offered.
This is the working calculator, doing the real maths, in the colours you just picked. On your site it carries your brand and your booking link.
The full set
Each one opens on its own page with the full calculation, what it assumes, and what it does not tell anyone.
Paying it off
Loan repayments
What a loan costs each week, fortnight or month, and what it costs in total.
Extra repayments
What paying a little more each month takes off the term and the interest.
Lump sum payment
What a one-off payment — a bonus, a tax return, an inheritance — is worth against the loan.
Offset account
What a balance sitting in offset is worth against the loan it offsets.
Interest only vs principal and interest
The lower repayment now, and what it costs across the full term.
Repayment frequency
Why fortnightly repayments finish a loan earlier than monthly ones.
Buying
Borrowing power, indicative
A rough range before a real assessment — enough to know whether a conversation is worth having.
Deposit savings goal
How long a deposit takes at the amount actually being saved each month.
uses published rates
Upfront purchase costs
Everything due at settlement beyond the deposit itself.
uses published rates
Stamp duty
Transfer duty by state and territory, with the first-home concession where one is price-tested.
uses published rates
Lender’s mortgage insurance
An order-of-magnitude premium, and what a larger deposit removes.
uses published rates
First home scheme check
Which price caps a purchase sits under, and what still has to be checked.
uses published rates
Loan to value ratio
The ratio that decides the rate, the insurance and often the answer.
Comparing and switching
Refinance savings
What a lower rate is worth after the costs of switching.
Compare two loans
Two products side by side, with fees included in the total.
Fixed vs variable
How far variable rates have to move before fixing was the better call.
Split loan
Part fixed, part variable, and what the blend actually costs.
Rent vs buy
The cost of both paths over a set period, including what the deposit would have earned.
Property and equity
Usable equity
How much of the equity in a property a lender will actually lend against.
Investment property cashflow
Weekly position on a rental after costs, before and after tax.